Home / Contractors / Directional drilling
Directional Drilling Insurance
One bore through an existing line can lead to a claim bigger than the job. Many liability policies limit underground damage, so we read the forms before you buy, compare insurance companies that write boring work, and match your limits to utility and municipal contracts. Call or text with your next contract and we'll go through it with you.
★ 5.0 on Google · Agents Licensed in 10 States
Directional drilling
Coverage Built for Directional Drilling
Directional drilling runs under roads, waterways and existing utilities. We place it with insurance companies that understand the work.
- General liability with underground (XCU) coverage
- Contractors pollution liability for drilling fluids and frac-outs
- Contractors equipment for drill rigs, locators and mud systems
- Commercial auto for trucks and trailers
- Workers comp for your crews
- Umbrella limits and bonds utility contracts require
Good to Know
Before You Buy
Drilling claims often come from what's below ground and out of sight. We go through each one with you before you sign.
- XCU. Some liability policies limit or exclude underground damage, often called the XCU exclusion, so it's worth checking.
- Frac-outs. Drilling fluid that surfaces where it shouldn't, called a frac-out, can be treated as pollution, which many policies exclude.
- Equipment. Drill rigs and locating equipment need contractors equipment coverage, since liability doesn't cover your own machines.
- Line strikes. Hitting an existing utility is a common drilling claim, so contracts often ask for higher limits.
- Rented rigs. Rented and leased equipment can often be included, along with the rental agreement's requirements.
- Utility contracts. Utility and telecom contracts often require additional insured status and set limits. Send them before you sign.
Pair It With
Gaps Directional Drilling Contractors Often Miss
Liability is only the start. These need their own coverage, and we check for each one when we quote.
Doing Utility Work Too?
Trenching and open-cut utility work carry their own risks. We make sure your policy reflects all the work you do.
Pollution Is Usually Excluded
Many liability policies exclude pollution, so a contractors pollution policy may be needed for the work you do.
Work Trucks Need Commercial Auto
Personal auto usually excludes vehicles used mainly for business. Commercial auto covers your trucks and the people who drive them.
Contracts Often Ask for Higher Limits
A commercial umbrella adds a layer above your liability, auto and employers liability, often for less than raising each limit.
Your Equipment Isn't Covered by Liability
General liability covers damage to others, not your own machines. Contractors equipment coverage protects those.
Bonds for Public and Larger Jobs
Public and larger private projects commonly require performance and payment bonds, and we help with those too.
Questions
What Directional Drilling Contractors Ask Us
Don't see your question? Ask us directly. A licensed agent will answer, in English or Spanish.
Does my policy cover hitting a buried line?
It depends on the policy. Some limit or exclude underground damage. We check the forms and place your work where it's covered.
Is a frac-out covered?
It can be treated as pollution, which many liability policies exclude. Contractors pollution liability can fill that gap.
Are rented rigs covered?
Contractors equipment coverage can include rented and leased equipment, plus the rental agreement's requirements.
Bidding a Utility Job?
Send us the contract requirements and we'll match them.