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Business & Commercial Insurance
Running a business means signing contracts, hiring people and taking on risk every day. We compare several insurance companies for every line your business needs, check the contracts and leases that set your requirements, and point out gaps before you buy.
★ 5.0 on Google · Agents Licensed in 10 States
Your Options
Coverage for Every Part of Your Business
General Liability
One lawsuit can cost more than a year of profit.
One lawsuit can cost more than a year of profit.
Learn More →Business Owners Policy
Liability and property in one policy, often for less.
Liability and property in one policy, often for less.
Learn More →Commercial Property
Insured for what it costs to replace today.
Insured for what it costs to replace today.
Learn More →Workers Comp
Required in most states once you hire.
Required in most states once you hire.
Learn More →Commercial Auto
Your personal policy may not cover work driving.
Your personal policy may not cover work driving.
Learn More →Professional Liability
For when a client says you made a mistake.
For when a client says you made a mistake.
Learn More →Cyber
Most other policies exclude data breaches.
Most other policies exclude data breaches.
Learn More →Commercial Umbrella
Higher limits when contracts require them.
Higher limits when contracts require them.
Learn More →Industries we serve
Whatever Your Business Does, We Can Cover It
We place everyday businesses and the harder-to-place risks that other agencies turn away. Here are a few of the industries we work with.
Not sure what you need?
Start with a Coverage Review
- What contracts, leases and lenders require of you
- Gaps between your current policies
- Limits that fit your revenue and assets
- Options from several insurance companies side by side
Specialty
Building or Renovating?
Builders risk for contractors, developers and owners has its own page in our Specialty section, along with trucking and contractor insurance.
Google Reviews
What Our Clients Say
★★★★★ 5.0 on Google
Best insurance company out there! They will tell you all of your options and work with you the whole time.
David M.
Had trouble finding any insurance company to give me homeowners insurance on a duplex that I own. Within two days they had me four quotes that I can choose from. Will definitely use them again next year!
Calvin F.
Very professional. Agents were friendly and very easy to work with. I would highly recommend giving them a try. Their rates are very reasonable.
Travis 'n Joy
Questions
Business Insurance Questions
Don't see your question? Ask us directly. A licensed agent will answer, in English or Spanish.
What coverage does a new business need first?
It depends on what you do, whether you have employees and what your lease or contracts require. Most businesses start with general liability and add workers comp once they hire. We point out what's required and what's optional.
What's the difference between a BOP and general liability?
General liability covers injuries and damage you cause to others. A BOP packages that liability with property and business income coverage, often for less than buying them separately, if your business qualifies.
Why do you ask for my lease or contracts?
Leases and contracts often set your limits, additional insured wording and waiver requirements. We read them before we quote so your policy matches what you signed.
What happens at a premium audit?
Many business policies are priced on estimated payroll or sales. After the policy year, the insurance company checks the actual numbers and adjusts the premium up or down. Accurate estimates up front help you avoid a surprise bill.
Let's Look at Your Business.
Tell us what you do and we'll recommend the coverages that fit.