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About J&D Insurance Associates
An independent agency licensed in multiple states, built around one goal, making sure our clients are protected.
★ 5.0 on Google · Agents Licensed in 10 States
Our Mission
Your Partner in Protection.
Our slogan is our mission. One goal guides everything we do, and that's making sure you're protected. Every quote, every policy review and every claim call comes back to that. We shop the market to get you more coverage for the same price, or a better rate when your coverage is already where it should be. What we won't do is cut your protection to hit a number without telling you.
What We Believe
The Principles Behind Every Policy
More Coverage, Better Rates
Price matters. We look for more coverage at the same price, or a better rate when your coverage is already right. Either way, you get the best value the market offers.
No Surprises at Claim Time
We won't quietly lower your protection just to meet a budget. If a lower price means less coverage, we tell you up front, in plain English or Spanish, so the coverage is there when you need it.
We Work for You, Not the Insurance Company
As an independent agency we don't answer to one insurance company. We compare several for you and explain the differences, so the choice is yours.
There When It Counts
When you have a claim, we help you report it, keep you updated and answer your questions along the way. The insurance company makes the final decision on every claim, but you won't go through it alone.
How We Operate
What That Looks Like Day to Day
- Quotes from multiple insurance companies, side by side
- Plain-English answers about what's covered and what isn't
- Certificates and policy changes handled the same business day
- Renewal reviews before your policy renews, not after
- Help reporting claims, with updates and answers along the way
- Service in English and Spanish
Licensing
Agents Licensed in Multiple States
Have a question about our licensing? Call or text 239-799-5411.
- Florida agency license L123435
- Agents also licensed in Connecticut, Illinois, Indiana, Kansas, Michigan, New York, Ohio, Pennsylvania and Texas
States We Serve
Google Reviews
What Our Clients Say
★★★★★ 5.0 on Google
Best insurance company out there! They will tell you all of your options and work with you the whole time.
David M.
Had trouble finding any insurance company to give me homeowners insurance on a duplex that I own. Within two days they had me four quotes that I can choose from. Will definitely use them again next year!
Calvin F.
Very professional. Agents were friendly and very easy to work with. I would highly recommend giving them a try. Their rates are very reasonable.
Travis 'n Joy
Let's Talk About Your Coverage.
Tell us what you need and we'll take it from there.