Home / States We Serve / New York
New York Insurance
Your Partner in Protection Across New York
Coastal storms, a no-fault auto system and some of the strictest contractor liability rules in the country make the right coverage matter here. We compare insurance companies for New York families and businesses, from personal and life insurance to specialty coverage like trucking, contractors and builders risk.
★ 5.0 on Google · Agents Licensed in 10 States
Coverage in New York
What We Write in New York
Personal
Home, auto, flood, renters and condo, and umbrella, including the no-fault coverage every New York auto policy carries.
Learn More →Business & Commercial
Liability, property, workers comp, commercial auto and umbrella for every kind of New York business.
Learn More →Life
Term, permanent and final expense coverage, plus key person and buy-sell for business owners.
Learn More →Specialty
Trucking, contractors and builders risk, with help meeting New York's contractor and workers comp rules.
Learn More →New York Notes
What's Different About Insuring in New York
Each state page covers the rules and risks that matter there.
- New York auto is no-fault, so your own policy pays certain medical bills and lost wages after an accident no matter who caused it
- The Scaffold Law can hold owners and contractors responsible for many fall-related injuries on the job, which makes contractor liability coverage especially important
- Most employers need workers comp, disability benefits and paid family leave coverage for their employees
- Homes near the coast often carry a separate hurricane or windstorm deductible
- Flood is a separate policy from homeowners, even outside coastal areas
Licensing
Licensed Agents in New York
Verify any license with the New York State Department of Financial Services.
- J&D agents hold New York producer licenses
- J&D Insurance Associates is a Florida licensed agency, license L123435
Let's Get You Covered.
Tell us what you need and we'll shop it for you.