:root{color-scheme:light;box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}html{scroll-padding-top:env(safe-area-inset-top,0px)}body{margin:0;padding:0;font:14px -apple-system,BlinkMacSystemFont,sans-serif;background:#fff;color:#000}img{max-width:100%}[hidden]:not([hidden=until-found i]){display:none!important}

.fx .alsorow{margin-top:34px;padding-top:26px;border-top:1px solid rgba(12,16,18,.12)}
.fx .alsorow h3{font-size:1.15rem;color:#121212;margin-bottom:6px}
.fx .alsorow p.sub{color:#3f525c;margin-bottom:16px}
.fx .alsorow .trades a{background:#fff;border:1px solid rgba(12,16,18,.1);color:#121212;box-shadow:0 8px 18px -14px rgba(12,40,52,.5)}
.fx .alsorow .trades a:hover{border-color:#00dcfb;box-shadow:0 0 0 1px #00dcfb,0 0 18px rgba(0,220,251,.4)}
.tellus{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.25fr);gap:48px;align-items:start}
.tellus .tbox{background:linear-gradient(160deg,#ffffff,#eef8fc);color:#121212;border-radius:24px;padding:28px;box-shadow:0 30px 70px -30px rgba(0,0,0,.75),0 0 0 1px rgba(0,220,251,.35);display:grid;gap:14px;--ink:#121212;--muted:#3f525c;color-scheme:light}
.tellus .tbox label{color:#121212;font-weight:600;font-size:.92rem}
.tellus .tbox input,.tellus .tbox select,.tellus .tbox textarea{background:#fff;color:#121212;border:1.5px solid rgba(12,16,18,.16);border-radius:12px}
.tellus .tbox textarea{min-height:104px;resize:vertical}
.tellus .two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.tellus .chips{display:flex;flex-wrap:wrap;gap:8px}
.tellus .chips span{cursor:pointer;border:1px solid rgba(12,16,18,.18);border-radius:999px;padding:6px 14px;font-weight:600;font-size:.92rem;color:#121212;background:#fff}
.tellus .chips span.on{background:#121212;color:#fff;border-color:#121212}
.tellus .tbox .btn{background:#121212;color:#fff;justify-self:start}
.tellus .tbox .fine{color:#3f525c}
.tellus .checklist{margin-top:22px}
@media (max-width:860px){.tellus{grid-template-columns:1fr;gap:26px}.tellus .two{grid-template-columns:1fr}.tellus .tbox{padding:22px}}


/* Layout: matches the current J&D site. Near-black ground, sky-blue for actions and rules, wide geometric logo face, plain bold sans headings. One deliberate dark look in every theme. */
:root{
  --bg:#121212; --surface:#141a1e; --ink:#f2f6f8; --muted:#a6b4bc; --line:#25313a;
  --teal:#161b1f; --teal-2:#1f2a31; --on-teal:#f2f6f8; --on-teal-muted:#a6b4bc;
  --vis:#00dcfb; --vis-ink:#121212; --vis-soft:#12303b; --ph:#f5b84a; --deep:#37788e;
  --display:"Archivo","Helvetica Neue",Arial,sans-serif;
  --logo:"Zen Dots","Michroma","Archivo",Arial,sans-serif;
  --body:"Source Sans 3","Segoe UI",system-ui,sans-serif;
  --mono:"IBM Plex Mono",ui-monospace,Menlo,monospace;
  --r:10px; --accent-text:#00dcfb; --shadow:none; color-scheme:dark;
}
*{box-sizing:border-box}
body{background:var(--bg);color:var(--ink);font:17px/1.6 var(--body)}
a{color:inherit}
.wrap{max-width:1140px;margin:0 auto;padding-inline:20px}
h1,h2,h3{font-family:var(--display);font-stretch:100%;line-height:1.08;margin:0;text-wrap:balance;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,5.5vw,3.9rem);font-weight:800}
h2{font-size:clamp(1.7rem,3.4vw,2.5rem);font-weight:750}
h3{font-size:1.25rem;font-weight:700;font-stretch:90%}
p{margin:0}
.eyebrow{font-family:var(--display);font-stretch:110%;font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-text)}
.lede{font-size:1.15rem;color:var(--muted);max-width:60ch}
.mono{font-family:var(--mono);font-size:.92em}
.ph{color:var(--ph);font-family:var(--mono);font-size:.88em;border:1px dashed currentColor;border-radius:4px;padding:0 5px;white-space:nowrap}

/* preview banner */
.banner{background:var(--vis-soft);color:var(--ink);font-size:.9rem}
.banner .wrap{padding-block:8px;display:flex;gap:8px 16px;flex-wrap:wrap;align-items:center}

/* header */
header.site{background:var(--teal);color:var(--on-teal);border-bottom:3px solid var(--vis);position:sticky;top:env(safe-area-inset-top,0px);z-index:10}
header.site .wrap{display:flex;align-items:center;gap:18px;padding-block:12px}
.logo{display:flex;flex-direction:column;text-decoration:none;line-height:1}
.logo b{font-family:var(--logo);font-weight:400;font-size:1.05rem;letter-spacing:.02em;white-space:nowrap;padding-bottom:6px;color:#f5f5f5;background:linear-gradient(90deg,#00dcfb 0 22%,#f5f5f5 22% 100%) left bottom/100% 3px no-repeat}
.logo span{font-family:"Poppins",var(--body);font-size:.8rem;font-style:italic;font-weight:400;letter-spacing:.03em;color:#f5f5f5;opacity:.85;margin-top:6px}
nav.main{display:flex;gap:4px;margin-left:auto;flex-wrap:wrap}
nav.main a{text-decoration:none;font-weight:600;padding:8px 10px;border-radius:var(--r);font-size:.98rem}
nav.main a:hover,nav.main a[aria-current="page"]{background:var(--teal-2)}
.dd{position:relative;display:flex;flex-direction:column}
.dd-menu{display:none;position:absolute;top:100%;left:0;min-width:250px;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:8px;box-shadow:0 18px 40px rgba(0,0,0,.45);z-index:50;flex-direction:column}
.dd:hover .dd-menu,.dd:focus-within .dd-menu{display:flex}
nav.main .dd-menu a{font-weight:500;font-size:.95rem;padding:8px 10px;background:none}
nav.main .dd-menu a:hover{background:var(--teal-2)}
nav.main .dd-menu a[aria-current="page"],nav.main a.mob-only[aria-current="page"]{background:none}
.dd-menu .dd-all{border-top:1px solid var(--line);margin-top:4px;padding-top:10px;color:var(--vis)}
@media (max-width:900px){
  .dd-menu{display:flex;position:static;box-shadow:none;border:0;background:none;padding:0 0 6px 14px;min-width:0}
  nav.main .dd-menu a{font-size:.92rem;padding:6px 10px;color:var(--on-teal-muted)}
}
.hdr-actions{display:flex;gap:8px;align-items:center}
.lang{font-weight:700;font-size:.85rem;border:1px solid var(--on-teal-muted);border-radius:var(--r);padding:6px 9px;text-decoration:none}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--display);font-stretch:95%;font-weight:700;font-size:1.02rem;border-radius:var(--r);padding:12px 18px;text-decoration:none;border:2px solid transparent;cursor:pointer;line-height:1.1}
.btn.vis{background:var(--vis);color:var(--vis-ink)}
.btn.vis:hover{filter:brightness(1.07)}
.btn.ghost{border-color:currentColor;background:transparent;color:inherit}
.btn:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,button:focus-visible{outline:3px solid var(--vis);outline-offset:2px}
.menu-btn{display:none;background:none;border:1px solid var(--on-teal-muted);color:var(--on-teal);border-radius:var(--r);padding:8px 10px;font-weight:700}
@media (max-width:900px){
  nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:var(--teal);flex-direction:column;padding:8px 20px 16px}
  nav.main.open{display:flex}
  .menu-btn{display:inline-block;margin-left:auto}
  .hdr-actions .btn{display:none}
}

/* hero */
.hero{background:var(--bg);color:var(--on-teal);padding-block:48px 64px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:4px;background:linear-gradient(90deg,var(--vis),var(--deep) 55%,transparent)}
.hero-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:40px;align-items:start}
.hero .lede{color:var(--on-teal-muted);margin-top:16px}
.paths{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.paths .btn.ghost{color:var(--on-teal)}
.startbox{background:var(--surface);color:var(--ink);border:1px solid var(--line);border-radius:10px;padding:22px;display:grid;gap:14px;min-width:0}
.startbox h3{font-size:1.35rem}
.field{display:grid;gap:5px}
.field label{font-weight:600;font-size:.92rem}
.field input,.field select{font:inherit;font-size:1rem;padding:11px 12px;border:1.5px solid var(--line);border-radius:var(--r);background:var(--bg);color:var(--ink);width:100%}
.small{font-size:.88rem;color:var(--muted)}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr}}

/* trust strip */
.trust{background:var(--surface);border-bottom:1px solid var(--line)}
.trust ul{list-style:none;margin:0;padding-block:18px;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.trust li{display:grid;gap:2px}
.trust b{font-family:var(--display);font-stretch:90%;font-size:1.1rem}
.trust span{font-size:.9rem;color:var(--muted)}
@media (max-width:760px){.trust ul{grid-template-columns:1fr 1fr}}

section.band{padding-block:64px}
section.band.alt{background:var(--surface);border-block:1px solid var(--line)}
.sec-head{display:grid;gap:10px;margin-bottom:28px;max-width:720px}

.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:20px;display:flex;flex-direction:column;gap:8px;text-decoration:none;min-width:0}
.alt .card{background:var(--bg)}
.card:hover{border-color:var(--vis)}
.card .go{margin-top:auto;font-weight:700;color:var(--accent-text);padding-top:6px}
.card p{color:var(--muted);font-size:.97rem}
.cards.six{grid-template-columns:repeat(3,1fr)}
@media (max-width:960px){.cards,.cards.six{grid-template-columns:1fr 1fr}}
.fgrid{grid-template-columns:1.3fr repeat(4,1fr)!important}
@media (max-width:960px){.fgrid{grid-template-columns:1fr 1fr!important}}
@media (max-width:480px){.fgrid{grid-template-columns:1fr!important}}
@media (max-width:520px){.cards{grid-template-columns:1fr}}

.trades{display:flex;flex-wrap:wrap;gap:8px}
.trades a{background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:8px 14px;text-decoration:none;font-weight:600}
.trades a:hover{border-color:var(--vis)}
.trades a.other{border-style:dashed}
.cc-tiles{grid-template-columns:repeat(3,1fr)}
@media (max-width:960px){.cc-tiles{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.cc-tiles{grid-template-columns:1fr}}
[hidden]{display:none!important}
.statehero{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center}
.statehero h1 .hl{color:var(--vis)}
.stateshape{width:100%;max-width:360px;justify-self:center;filter:drop-shadow(0 0 30px rgba(0,220,251,.35))}
@media (max-width:900px){.statehero{grid-template-columns:1fr}.stateshape{max-width:200px;justify-self:start;order:-1;margin-bottom:-8px}}

.mapwrap{margin:8px 0 26px}
.usmap{width:100%;height:auto;max-width:900px;display:block}
.usmap .st{fill:#2b3b43;stroke:rgba(0,220,251,.28);stroke-width:1}
.usmap .st.on path,.usmap path.on{fill:var(--vis);stroke:#121212;stroke-width:1;transition:fill .15s}
.usmap a.st.on:hover path{fill:#7fecff}
.usmap .stlabels{pointer-events:none;font-family:var(--display);font-weight:800;font-size:15px;letter-spacing:.04em}
.usmap .stlabels text{fill:#121212;text-anchor:middle;dominant-baseline:middle}
.usmap .stlabels text.out{fill:#ffffff}
.usmap .stlabels line{stroke:#00dcfb;stroke-width:1}
@media (max-width:600px){.usmap .stlabels{font-size:24px}}
.maplegend{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-top:10px}
.maplegend .sw{width:14px;height:14px;border-radius:3px;background:var(--vis);display:inline-block}

.checklist .ph{white-space:normal}
.card.spec{padding:26px;gap:10px}
.card.spec h3{font-size:1.35rem}
.card.spec .eyebrow{margin:0}
.card.spec .checklist{gap:8px;font-size:.98rem;margin:6px 0 14px}

.card.path{padding:30px;gap:12px}
.card.path h3{font-size:1.35rem}
.card.path p{font-size:1.05rem}

.mission{padding-block:72px}
.mission-line{font-size:clamp(1.9rem,4.4vw,3.2rem);line-height:1.12;max-width:22ch;margin:6px 0 18px}
.mission-line span{color:var(--vis)}

.owner{gap:6px;padding:26px}
.owner .avatar{width:120px;height:120px;border-radius:50%;background:radial-gradient(circle at 30% 30%,#37788e,#12191d);border:2px solid var(--vis);display:grid;place-items:center;align-content:center;margin-bottom:10px}
.owner .avatar span{font-family:var(--display);font-size:2rem;font-weight:800;color:#fff;line-height:1}
.owner .avatar small{font-size:.7rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em}
.owner h3{font-size:1.4rem}
.owner .ph{white-space:normal}
.owner .role{color:var(--vis);font-weight:700;margin:0}

.cc-tile{font:inherit;color:inherit;text-align:left;cursor:pointer}
.cc-tile[aria-pressed="true"]{border-color:var(--vis);box-shadow:0 0 0 1px var(--vis),0 0 24px rgba(0,220,251,.18)}
.fine{font-size:.85rem;color:var(--muted);margin:0}
textarea{font:inherit;font-size:1rem;padding:11px 12px;border:1.5px solid var(--line);border-radius:var(--r);background:var(--bg);color:var(--ink);width:100%}
#ccform .formgrid+.formgrid{margin-top:14px}

.card .more{margin-top:auto;font-weight:700;color:var(--vis)}

.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
@media (max-width:860px){.split{grid-template-columns:1fr}}

ol.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:16px;counter-reset:s}
ol.steps li{counter-increment:s;border-top:4px solid var(--teal-2);padding-top:14px;display:grid;gap:6px}
ol.steps li::before{content:"Step " counter(s);font-family:var(--display);font-stretch:110%;font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-text)}
ol.steps p{color:var(--muted)}
@media (max-width:760px){ol.steps{grid-template-columns:1fr}}

.svc{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.svc a{background:var(--teal-2);color:var(--on-teal);border-radius:10px;padding:18px;text-decoration:none;display:grid;gap:4px}
.svc a span{color:var(--on-teal-muted);font-size:.92rem}
.svc a:hover{background:var(--vis-soft)}
@media (max-width:860px){.svc{grid-template-columns:1fr 1fr}}

.team{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.person{display:grid;grid-template-columns:72px 1fr;gap:14px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:16px}
.avatar{width:72px;height:72px;border-radius:50%;background:var(--teal-2);color:var(--on-teal);display:grid;place-items:center;font-family:var(--display);font-weight:800;font-size:1.4rem}
.person p{font-size:.92rem;color:var(--muted)}
@media (max-width:860px){.team{grid-template-columns:1fr}}

details{border-bottom:1px solid var(--line);padding-block:14px}
details summary{cursor:pointer;font-weight:700;font-size:1.06rem;list-style:none;display:flex;justify-content:space-between;gap:12px}
details summary::after{content:"+";color:var(--accent-text);font-weight:800}
details[open] summary::after{content:"\2013"}
details p{margin-top:8px;color:var(--muted);max-width:68ch}

.cities{display:flex;flex-wrap:wrap;gap:6px 18px;font-weight:600}

/* road to authority */
.road{list-style:none;margin:0;padding:0;display:grid;gap:0;counter-reset:r}
.road li{counter-increment:r;display:grid;grid-template-columns:52px 1fr;gap:16px;position:relative;padding-bottom:22px}
.road li::before{content:counter(r);width:40px;height:40px;border-radius:50%;background:var(--teal-2);color:var(--on-teal);display:grid;place-items:center;font-family:var(--display);font-weight:800;position:relative;z-index:1}
.road li:not(:last-child)::after{content:"";position:absolute;left:19px;top:40px;bottom:0;width:2px;background:repeating-linear-gradient(var(--vis) 0 8px,transparent 8px 14px)}
.road li.us::before{background:var(--vis);color:var(--vis-ink)}
.road p{color:var(--muted)}
.road .tag{display:inline-block;background:var(--vis-soft);color:var(--ink);font-size:.78rem;font-weight:700;border-radius:4px;padding:1px 7px;margin-left:6px;vertical-align:2px}

.filings{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.filing{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:18px;display:grid;gap:6px}
.filing code{font-family:var(--mono);font-weight:500;font-size:1.05rem;color:var(--accent-text)}
.filing p{color:var(--muted);font-size:.97rem}
@media (max-width:640px){.filings{grid-template-columns:1fr}}

.checklist{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.checklist li{display:grid;grid-template-columns:22px 1fr;gap:10px}
.checklist li::before{content:"";width:16px;height:16px;border:2px solid var(--accent-text);border-radius:3px;margin-top:5px}

.cta-band{background:linear-gradient(90deg,var(--vis),var(--deep) 45%,var(--teal));color:var(--on-teal);border-radius:12px;padding:28px;display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}
.cta-band p{color:var(--ink)}
.cta-band .btn.vis{background:var(--ink);color:var(--vis-ink)}
.lifeband{background:linear-gradient(90deg,var(--vis),var(--deep) 50%,var(--bg));padding-block:44px;text-align:center}
.lifeband p{max-width:52ch;margin:10px auto 18px;color:var(--ink)}
.lifeband .btn{background:var(--ink);color:var(--vis-ink);border-radius:999px;padding:13px 26px}

/* quote */
.tabs{display:flex;gap:6px;border-bottom:2px solid var(--line);margin-bottom:22px;flex-wrap:wrap}
.tabs button{font:inherit;font-family:var(--display);font-stretch:95%;font-weight:700;font-size:1.05rem;background:none;border:none;padding:12px 16px;cursor:pointer;color:var(--muted);border-bottom:3px solid transparent;margin-bottom:-2px}
.tabs button[aria-selected="true"]{color:var(--ink);border-bottom-color:var(--vis)}
.stepper{display:flex;gap:8px;margin-bottom:20px;flex-wrap:wrap}
.stepper span{font-size:.85rem;font-weight:700;padding:5px 11px;border-radius:999px;background:var(--surface);border:1px solid var(--line);color:var(--muted)}
.stepper span.on{background:var(--vis);color:var(--vis-ink);border-color:var(--vis)}
.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.formgrid .full{grid-column:1/-1}
@media (max-width:640px){.formgrid{grid-template-columns:1fr}}
.checkrow{display:flex;gap:8px;align-items:flex-start;font-size:.92rem;color:var(--muted)}
.qpanel{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:24px;min-width:0}
.notice{background:var(--vis-soft);border-radius:var(--r);padding:12px 14px;font-size:.95rem}

/* footer */
footer{background:var(--teal);border-top:3px solid var(--vis);color:var(--on-teal);padding-block:44px 28px;margin-top:0}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
footer h4{font-family:var(--display);font-stretch:110%;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--on-teal-muted);margin:0 0 10px}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
footer a{text-decoration:none}
footer a:hover{text-decoration:underline}
.legal{border-top:1px solid var(--teal-2);margin-top:28px;padding-top:18px;font-size:.85rem;color:var(--on-teal-muted);display:grid;gap:6px}

@media (max-width:860px){.fgrid{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.fgrid{grid-template-columns:1fr}}

.page[hidden]{display:none!important}
.checklist .ph{white-space:normal}
.crumbs{font-size:.9rem;color:var(--on-teal-muted);margin-bottom:12px}
.crumbs a{text-decoration:none}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}

/* ---- Light sections + modern finish ---- */
.btn{border-radius:999px;padding:12px 22px;transition:transform .15s ease,box-shadow .15s ease,filter .15s ease}
.btn.vis{box-shadow:0 6px 18px -6px rgba(0,220,251,.55)}
.btn:hover{transform:translateY(-1px)}
.hero{background:radial-gradient(1100px 520px at 85% -10%,rgba(0,220,251,.20),transparent 60%),radial-gradient(700px 400px at -10% 110%,rgba(55,120,142,.28),transparent 60%),var(--bg)}
.startbox{border-radius:20px;background:rgba(20,26,30,.72);backdrop-filter:blur(8px);border:1px solid rgba(0,220,251,.25);box-shadow:0 24px 60px -24px rgba(0,0,0,.6)}
.startbox .field input,.startbox .field select{border-radius:12px}
section.band.light{
  --bg:#e4f1f7; --surface:#f7fbfd; --ink:#0e1a20; --muted:#4d5f69; --line:#dce6eb;
  --accent-text:#0a7aa1; --vis-soft:#e2f4fb; --ph:#a35f00;
  --shadow:0 1px 2px rgba(14,26,32,.04),0 10px 30px -12px rgba(14,26,32,.14);
  background:var(--bg); color:var(--ink); color-scheme:light;
}
section.band.alt:not(.light){background:var(--surface)}
section.band.light{border:0}
.card,.filing,.qpanel,.person{border-radius:18px;box-shadow:var(--shadow)}
.band:not(.light) .card,.band:not(.light) .filing,.band:not(.light) .qpanel{background:linear-gradient(160deg,#172026,#12191d)}
.band.alt:not(.light) .card{background:linear-gradient(160deg,#1b252b,#151d22)}
.alt .card{background:var(--surface);box-shadow:none}
.card{transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
a.card:hover{transform:translateY(-3px);border-color:var(--accent-text)}
.svc a{border-radius:18px;background:linear-gradient(140deg,#1b2329,#203039);box-shadow:var(--shadow);border:1px solid var(--line)}
.svc a:hover{background:linear-gradient(140deg,#1d2a31,#23414d)}
.trades a{background:var(--surface);box-shadow:var(--shadow);border-color:transparent}
.trades a:hover{border-color:var(--accent-text)}
.cta-band{border-radius:24px;padding:36px}
.lifeband{background:radial-gradient(900px 300px at 15% 50%,rgba(255,255,255,.18),transparent 60%),linear-gradient(90deg,var(--vis),var(--deep) 55%,var(--bg))}
h1{letter-spacing:-.02em} h2{letter-spacing:-.015em}
.field input,.field select{border-radius:12px;background:var(--surface)}
.band.light .field input,.band.light .field select{background:#fff}
.stepper span{border-radius:999px}
.ph{background:color-mix(in srgb,var(--ph) 10%,transparent)}
.icon{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--vis-soft);color:var(--accent-text);margin-bottom:4px}
.icon svg{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
@media (prefers-reduced-motion:reduce){.btn:hover,a.card:hover{transform:none}}

/* v11: dark, modern; blue reserved for focal points */
.trust{background:linear-gradient(90deg,#11181c,#152027);border-block:1px solid #1f2b33}
.trust b{color:#00dcfb}
.card,.svc a{border:1px solid #1f2b33}
a.card:hover,.svc a:hover{border-color:rgba(0,220,251,.6);box-shadow:0 0 0 1px rgba(0,220,251,.25),0 18px 40px -20px rgba(0,220,251,.35)}
.svc a{background:linear-gradient(150deg,#18232a,#11181c);align-content:start}
.svc a b{color:#f2f6f8}
.svc a::before{content:"";width:28px;height:3px;border-radius:2px;background:#00dcfb;margin-bottom:8px}
.icon{background:rgba(0,220,251,.12);color:#00dcfb}
section.band.bluebd{background:radial-gradient(800px 300px at 90% 0%,rgba(255,255,255,.22),transparent 60%),linear-gradient(120deg,#00dcfb 0%,#3fb6e0 45%,#2a8fb6 100%);color:#121212;
  --ink:#121212; --muted:#0f2f3a; --accent-text:#121212; --line:rgba(12,16,18,.22)}
.bluebd h2,.bluebd h3{color:#121212}
.bluebd ol.steps li{border-top:2px solid rgba(12,16,18,.35);padding-top:16px;align-content:start}
.bluebd ol.steps li::before{content:"0" counter(s);font-size:2.6rem;letter-spacing:-.02em;color:rgba(12,16,18,.85);font-stretch:100%;font-weight:800}
.bluebd ol.steps p{color:#0f2f3a}
.bluebd .eyebrow{color:#121212}

/* v12: a hint of light */
section.band.softlt{background:linear-gradient(135deg,#eef8fc 0%,#dcf0f8 60%,#cbe8f4 100%);color:#121212;
  --ink:#121212; --muted:#3f525c; --accent-text:#0a7aa1; --line:rgba(12,16,18,.12); color-scheme:light}
.softlt h2,.softlt h3{color:#121212}
.softlt .lede{color:#3f525c}
.softlt .lt-cards .card{background:transparent!important;border:0;border-top:3px solid #2a8fb6;border-radius:0;box-shadow:none;padding:16px 4px 0}
.softlt .lt-cards .card p{color:#3f525c}
.trust{background:linear-gradient(90deg,#e9f6fb,#d9eff7);border:0}
.trust b{color:#0a7aa1} .trust span{color:#3f525c}
.trust .ph{color:#a35f00}
.softlt .trades a{background:rgba(255,255,255,.55);color:#121212;box-shadow:none;border:1px solid rgba(12,16,18,.1)}
.softlt details{border-color:rgba(12,16,18,.14)}
.softlt details p{color:#3f525c}

.mob-only{display:none}
.mbar{display:none}
@media (max-width:900px){
  .hdr-actions{display:none}
  .mob-only{display:block}
  .logo b{font-size:.86rem}
  .logo span{font-size:.72rem}
  header.site .wrap{gap:10px}
  .mbar{display:flex;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:20;padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px));background:rgba(12,16,18,.92);backdrop-filter:blur(8px);border-top:1px solid #1f2b33}
  .mbar .btn{flex:1;color:#f2f6f8}
  .mbar .btn.vis{color:#121212}
  footer{padding-bottom:96px}
}
@media (max-width:360px){.logo b{font-size:.76rem}}
.cards.two{grid-template-columns:1fr 1fr}
.cards.three{grid-template-columns:repeat(3,1fr)}
@media (max-width:900px){.cards.three{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.cards,.cards.six,.cards.two,.cards.three{grid-template-columns:1fr}}
.card.civ{gap:12px;padding:26px}
.card.civ h3{font-size:1.45rem}
.card.civ .checklist{gap:8px;font-size:.98rem}
.xsell{border:1px solid var(--line);border-radius:14px;padding:14px 16px;margin:20px 0 0}
.xsell legend{font-weight:600;font-size:.92rem;padding:0 6px}
.xsell-opts{display:flex;flex-wrap:wrap;gap:8px 18px}
.pairband .card.pair{gap:10px;padding:24px}
.pairband .card.pair h3{color:#f2f6f8;font-size:1.3rem}
.pairband .card.pair p{color:#a6b4bc}
.pairband .card.pair .need{font-size:.92rem;border-top:1px solid #25313a;padding-top:10px;margin-top:auto}
.pairband .card.pair .need b{display:block;color:#00dcfb;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase}
.pairband .card.pair .btn{align-self:flex-start;margin-top:6px}
.needgrid{display:grid;gap:0;border-top:1px solid var(--line)}
.nrow{display:grid;grid-template-columns:minmax(120px,38%) 1fr;gap:14px;padding:12px 0;border-bottom:1px solid var(--line)}
.nrow b{font-family:var(--display);color:var(--accent-text)}
.nrow span{color:var(--muted)}
@media (max-width:520px){.nrow{grid-template-columns:1fr;gap:2px}}
.linkcard{position:relative}
.linkcard h3 a{text-decoration:none;color:inherit}
.linkcard .stretch::after{content:"";position:absolute;inset:0;border-radius:inherit}
.linkcard:hover{border-color:rgba(0,220,251,.6)}
.cardacts{display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap;margin-top:auto;padding-top:8px}
.cardacts .go{margin:0;padding:0}
.btn.sm{padding:8px 16px;font-size:.92rem;position:relative;z-index:1}
.whygrid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.whygrid h3{font-size:1.2rem;margin-bottom:6px}
.whygrid p{color:#0f2f3a}
@media (max-width:900px){.whygrid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.whygrid{grid-template-columns:1fr}}
.startonce{position:relative;isolation:isolate;padding-block:calc(72px + 5vw);background:radial-gradient(900px 420px at 88% 8%,rgba(0,220,251,.11),transparent 62%),radial-gradient(760px 420px at 0% 100%,rgba(55,120,142,.18),transparent 60%),linear-gradient(180deg,#0f171b,#0c1216);clip-path:polygon(0 5vw,100% 0,100% calc(100% - 5vw),0 100%)}
.glowtitle{background:linear-gradient(90deg,#f2f6f8 0%,#7fecff 45%,#00dcfb 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.startonce .needgrid{border-top:0}
.startonce .nrow{border-bottom:1px solid rgba(0,220,251,.14)}
.startonce .nrow b{font-size:1.05rem;color:#00dcfb}
.startonce .nrow:first-child{background:rgba(0,220,251,.07);border:1px solid rgba(0,220,251,.28);box-shadow:0 0 18px -8px rgba(0,220,251,.3);border-radius:14px;padding:16px;margin-bottom:8px}
.startonce .nrow:first-child b{color:#f2f6f8}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .5s ease,transform .5s ease;transition-delay:calc(var(--i,0) * 70ms)}
.reveal.in{opacity:1;transform:none}
/* Personal page effects, scoped to .fx so they can roll out page by page */
.fx .hero h1,.fx section:not(.softlt):not(.bluebd) .sec-head h2{background:linear-gradient(90deg,#f2f6f8 0%,#c9f1ff 55%,#00dcfb 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.fx .hero::after{display:none}
.fx .hero{clip-path:polygon(0 0,100% 0,100% 100%,0 calc(100% - 4vw));padding-bottom:calc(64px + 4vw)}
.fx .glowband{position:relative;isolation:isolate;background:radial-gradient(800px 360px at 90% 0%,rgba(0,220,251,.06),transparent 60%),radial-gradient(700px 360px at 0% 100%,rgba(55,120,142,.12),transparent 60%),#0f1619}
.fx .slant{clip-path:polygon(0 4vw,100% 0,100% calc(100% - 4vw),0 100%);padding-block:calc(64px + 4vw)}
.fx .slant-r{clip-path:polygon(0 0,100% 4vw,100% 100%,0 calc(100% - 4vw));padding-block:calc(64px + 4vw)}
.fx .card{transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease,opacity .5s ease}
.fx .linkcard:hover{transform:translateY(-3px);box-shadow:0 0 0 1px rgba(0,220,251,.2),0 14px 32px -18px rgba(0,220,251,.28)}
.fx .eyebrow{text-shadow:none}
.fx .softlt .eyebrow{text-shadow:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}}
.reviews .stars{color:#f5b84a;letter-spacing:2px}
.reviews .ph{white-space:normal}
.reviews .card p.who{font-weight:700;color:var(--ink);margin-top:auto}
.fx{background:linear-gradient(180deg,#12303b 0%,#10262e 50%,#12303b 100%)}
.fx section{position:relative}
.fx .divider{position:absolute;left:0;right:0;bottom:-1px;height:clamp(36px,6vw,90px);pointer-events:none;z-index:2}
.fx .divider svg{display:block;width:100%;height:100%}
.fx .has-divider{padding-bottom:calc(64px + clamp(36px,6vw,90px))}
.startonce.sheen::before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;background:linear-gradient(115deg,transparent 42%,rgba(0,220,251,.045) 50%,transparent 58%);background-size:250% 100%;background-position:120% 0}
.startonce.sheen.in::before{animation:sheen 6s ease-in-out 1 forwards}
@keyframes sheen{0%{background-position:120% 0}100%{background-position:-20% 0}}
.fx .panel{margin:56px max(16px,calc((100% - 1180px)/2));border-radius:28px;box-shadow:0 30px 60px -30px rgba(0,0,0,.6)}
.fx .ring{overflow:hidden;isolation:isolate}
.fx .ring::after{content:"";position:absolute;z-index:-1;width:520px;height:520px;right:-180px;top:-200px;border-radius:50%;border:1px solid rgba(0,220,251,.14);box-shadow:inset 0 0 0 60px rgba(55,120,142,.05)}
@media (prefers-reduced-motion:reduce){.startonce.sheen.in::before{animation:none}}
.fx .divider{position:absolute;left:max(16px,calc((100% - 1180px)/2));right:max(16px,calc((100% - 1180px)/2));bottom:0;height:1px;background:linear-gradient(90deg,transparent,rgba(0,220,251,.35) 30%,rgba(0,220,251,.35) 70%,transparent)}
.fx .has-divider{padding-bottom:64px}
.fx .ring::after{display:none}
.fx .cards.six .cardacts .btn.vis.sm{background:transparent;color:#ffffff;border-color:rgba(0,220,251,.7);box-shadow:none}
.fx .cards.six .card .go{color:#ffffff}
.fx .cards.six .cardacts .btn.vis.sm:hover{background:rgba(0,220,251,.1);filter:none}
@media (min-width:900px){.fx .startonce .split{align-items:start}.fx .startonce .sec-head{position:sticky;top:110px}}
.proof{margin:20px 0 0;font-size:.95rem;color:var(--on-teal-muted,#a9b8c0);display:flex;flex-wrap:wrap;align-items:center;gap:6px}
.proof .star{color:#f5b84a}
.proof .sep{opacity:.5;margin:0 4px}
.cico{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:12px;border:1px solid rgba(0,220,251,.28);background:rgba(0,220,251,.06);margin-bottom:14px}
.cico svg{width:22px;height:22px;fill:none;stroke:#00dcfb;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.fx section.band.softlt{margin:24px max(16px,calc((100% - 1180px)/2)) 40px;border-radius:28px;box-shadow:0 30px 60px -30px rgba(0,0,0,.6)}
.fx section.band.bluebd{margin:24px max(16px,calc((100% - 1180px)/2));border-radius:28px}
.fx .trust{background:transparent;border:0;position:relative}
.fx .trust::before,.fx .trust::after{content:"";position:absolute;left:max(16px,calc((100% - 1180px)/2));right:max(16px,calc((100% - 1180px)/2));height:1px;background:linear-gradient(90deg,transparent,rgba(0,220,251,.35) 30%,rgba(0,220,251,.35) 70%,transparent)}
.fx .trust::before{top:0}.fx .trust::after{bottom:0}
.fx .trust b{color:#00dcfb}.fx .trust span{color:var(--muted,#9fb0b8)}.fx .trust .ph{color:var(--ph)}
.fx .lifeband{margin:24px max(16px,calc((100% - 1180px)/2));border-radius:28px}
/* v68 lighter accents */
.fx .startbox{background:linear-gradient(160deg,#ffffff,#eef8fc);color:#121212;border:0;box-shadow:0 30px 70px -30px rgba(0,0,0,.75),0 0 0 1px rgba(0,220,251,.35);backdrop-filter:none;--ink:#121212;--muted:#3f525c;--line:rgba(12,16,18,.14);color-scheme:light}
.fx .startbox h3,.fx .startbox label{color:#121212}
.fx .startbox .field input,.fx .startbox .field select{background:#fff;color:#121212;border-color:rgba(12,16,18,.16)}
.fx .startbox .small{color:#3f525c}
.fx .whitecards .card{background:#fff!important;border:1px solid rgba(12,16,18,.06);box-shadow:0 14px 30px -20px rgba(12,40,52,.45);color:#121212}
.fx .whitecards .card h3{color:#121212}
.fx .whitecards .card p{color:#3f525c}
.fx .whitecards .card .go{color:#121212}
.fx .whitecards .linkcard:hover,.fx .whitecards .card.path:hover{box-shadow:0 0 0 1px #00dcfb,0 0 26px rgba(0,220,251,.45),0 18px 36px -18px rgba(12,16,18,.5);transform:translateY(-3px)}
.fx .whitecards .cico{background:#121212;border-color:#121212}
.fx .whitecards .cico svg{stroke:#121212}
.fx .whitecards .cards.six .cardacts .btn.vis.sm{color:#121212;border-color:#121212}
.fx .whitecards .cards.six .cardacts .btn.vis.sm:hover{background:rgba(0,220,251,.15)}
.fx .startonce .wrap{border-color:rgba(0,220,251,.3);background:linear-gradient(160deg,rgba(40,90,110,.55),rgba(14,24,29,.4))}
/* v69 */
.fx .hairtop::before{content:"";position:absolute;top:0;left:max(16px,calc((100% - 1180px)/2));right:max(16px,calc((100% - 1180px)/2));height:1px;background:linear-gradient(90deg,transparent,rgba(0,220,251,.35) 30%,rgba(0,220,251,.35) 70%,transparent)}
.fx .svc a{background:linear-gradient(150deg,#1d3440,#142229);border-color:rgba(0,220,251,.22);box-shadow:0 16px 34px -22px rgba(0,0,0,.8)}
.fx .startbox .btn.vis{background:#121212;color:#fff;box-shadow:0 10px 24px -12px rgba(12,16,18,.7)}
.fx .startbox .btn.vis:hover{background:#12303b;filter:none}
.fx .whitecards .cico{background:#121212;border-color:#121212}
.fx .whitecards .cico svg{stroke:#00dcfb}
.fx .whitecards .card .go{color:#121212}
.hero-grid{grid-template-columns:1.4fr 1fr;gap:56px}
.fx .hero .lede{font-size:1.18rem;line-height:1.75;margin-top:22px;max-width:62ch;color:#c9d6dc}
.fx .hero .paths{margin-top:30px}
/* v70 */
.fx .specband .card.spec .btn.vis{background:none;border:0;box-shadow:none;padding:6px 0 0;border-radius:0;color:var(--vis);font-size:1rem}
.fx .specband .card.spec .btn.vis::after{content:" →"}
.fx .specband .card.spec .btn.vis:hover{background:none;filter:none;text-decoration:underline;text-underline-offset:4px}
.fx .cards.six .card{background:linear-gradient(160deg,#1c2a31,#141c21);border-color:rgba(0,220,251,.18);box-shadow:inset 0 1px 0 rgba(0,220,251,.22),0 18px 36px -24px rgba(0,0,0,.8)}
.fx .hasdeco .wrap{position:relative;z-index:1}
.herodeco{position:absolute;right:max(-60px,calc((100% - 1180px)/2 - 60px));top:50%;width:min(44vw,560px);height:420px;transform:translateY(-50%);pointer-events:none}
.herodeco > span{position:absolute;border-radius:28px;border:1px solid rgba(0,220,251,.22);background:linear-gradient(150deg,rgba(0,220,251,.10),rgba(55,120,142,.04) 60%,transparent);transform:skewX(-14deg)}
.herodeco > span:nth-child(1){width:58%;height:78%;right:30%;top:4%}
.herodeco > span:nth-child(2){width:46%;height:62%;right:8%;top:22%;border-color:rgba(0,220,251,.32);background:linear-gradient(150deg,rgba(0,220,251,.16),rgba(55,120,142,.05) 70%,transparent)}
.herodeco > span:nth-child(3){width:20%;height:26%;right:6%;top:2%;border-color:rgba(0,220,251,.14);background:none}
@media (max-width:860px){.herodeco{display:none}}
.herodeco.deco-shield{display:grid;place-items:center}
.deco-shield::before{content:"";position:absolute;width:70%;height:80%;border-radius:50%;background:radial-gradient(closest-side,rgba(0,220,251,.18),transparent)}
.deco-shield svg{position:relative;height:100%;width:auto;fill:none;stroke-linejoin:round;stroke-linecap:round}
.deco-shield .s1{stroke:rgba(0,220,251,.55);stroke-width:1.5;fill:rgba(0,220,251,.05)}
.deco-shield .s2{stroke:rgba(0,220,251,.25);stroke-width:1}
.deco-shield .ck{stroke:#00dcfb;stroke-width:6}
.herodeco.deco-card{display:grid;place-items:center}
.deco-card .qc{position:relative;width:340px;padding:22px 22px 18px;border-radius:22px;background:linear-gradient(160deg,rgba(28,48,58,.92),rgba(14,22,27,.92));border:1px solid rgba(0,220,251,.3);box-shadow:0 30px 60px -28px rgba(0,0,0,.85),0 0 40px -10px rgba(0,220,251,.18);transform:rotate(-3deg)}
.deco-card .qc.back{position:absolute;height:250px;transform:rotate(5deg) translate(30px,-10px);background:linear-gradient(160deg,rgba(0,220,251,.16),rgba(55,120,142,.08));box-shadow:none}
.deco-card .qe{font-family:var(--display);font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:#00dcfb;margin:0 0 12px}
.deco-card .qr{display:flex;align-items:center;gap:12px;padding:11px 0;border-top:1px solid rgba(0,220,251,.14)}
.deco-card .qr b{color:#f2f6f8;font-family:var(--display);font-size:1rem;flex:1}
.deco-card .qi{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:#121212}
.deco-card .qi svg{width:18px;height:18px;fill:none;stroke:#00dcfb;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.deco-card .qs{font-size:.78rem;font-weight:700;color:#121212;background:#00dcfb;border-radius:999px;padding:4px 10px}
.deco-card .qf{margin:12px 0 0;font-size:.85rem;color:#a9b8c0}
.herodeco.deco-lines{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 35%);mask-image:linear-gradient(90deg,transparent,#000 35%)}
.deco-lines i,.deco-lines b{position:absolute;top:-20%;height:140%;width:1px;background:linear-gradient(180deg,transparent,rgba(0,220,251,.35),transparent);transform:skewX(-24deg)}
.deco-lines i:nth-child(1){left:20%}.deco-lines i:nth-child(2){left:30%}.deco-lines i:nth-child(3){left:40%}.deco-lines i:nth-child(4){left:50%}.deco-lines i:nth-child(5){left:60%}.deco-lines i:nth-child(6){left:70%}.deco-lines i:nth-child(7){left:80%}
.deco-lines b{width:46px;background:linear-gradient(180deg,transparent,rgba(0,220,251,.22),transparent)}
.deco-lines b:nth-of-type(1){left:52%}.deco-lines b:nth-of-type(2){left:73%;width:18px;background:linear-gradient(180deg,transparent,rgba(0,220,251,.4),transparent)}
.herodeco.deco-d,.herodeco.deco-e,.herodeco.deco-f{display:grid;place-items:center}
.deco-d{overflow:visible}
.deco-d i,.deco-d b{position:absolute;top:-10%;height:120%;width:1px;background:linear-gradient(180deg,transparent,rgba(0,220,251,.28),transparent);transform:skewX(-24deg)}
.deco-d i:nth-child(1){left:8%}.deco-d i:nth-child(2){left:22%}.deco-d i:nth-child(3){left:78%}.deco-d i:nth-child(4){left:90%}.deco-d i:nth-child(5){left:100%}
.deco-d b{left:64%;width:40px;background:linear-gradient(180deg,transparent,rgba(0,220,251,.14),transparent)}
.deco-d svg{position:relative;height:88%;width:auto;fill:none;stroke-linecap:round;stroke-linejoin:round;filter:drop-shadow(0 0 24px rgba(0,220,251,.18))}
.deco-d .s1{stroke:rgba(0,220,251,.6);stroke-width:1.4;fill:linear-gradient(0,0,0);fill:rgba(18,48,59,.55)}
.deco-d .ck{stroke:#00dcfb;stroke-width:5}
.deco-e svg{height:92%;width:auto;filter:drop-shadow(0 0 30px rgba(0,220,251,.18))}
.deco-e .edge{fill:none;stroke:rgba(0,220,251,.65);stroke-width:1.4}
.deco-e .inner{fill:none;stroke:rgba(0,220,251,.22);stroke-width:1}
.deco-e .f1{fill:rgba(0,220,251,.30)}.deco-e .f2{fill:rgba(0,220,251,.16)}.deco-e .f3{fill:rgba(55,120,142,.32)}.deco-e .f4{fill:rgba(55,120,142,.16)}.deco-e .f5{fill:rgba(18,48,59,.75)}.deco-e .f6{fill:rgba(18,48,59,.45)}
.deco-e path{stroke:rgba(0,220,251,.35);stroke-width:1;stroke-linejoin:round}
.deco-e .edge{fill:none;stroke:rgba(0,220,251,.6);stroke-width:1.4}
.deco-e .spine{stroke:rgba(255,255,255,.35)}
.deco-f svg{height:92%;width:auto;stroke-width:1;filter:drop-shadow(0 0 22px rgba(0,220,251,.2))}
.deco-f .edge{fill:none;stroke:rgba(0,220,251,.45);stroke-width:1.2}
.dG > span{display:grid;place-items:center}
.dG em{transform:skewX(14deg);display:grid;place-items:center;width:64px;height:64px;border-radius:18px;background:rgba(12,16,18,.6);border:1px solid rgba(0,220,251,.4)}
.dG em svg{width:32px;height:32px;fill:none;stroke:#00dcfb;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}
.dH i{position:absolute;top:-15%;height:130%;width:1px;background:linear-gradient(180deg,transparent,rgba(0,220,251,.3),transparent);transform:skewX(-14deg)}
.dH i:nth-of-type(1){left:2%}.dH i:nth-of-type(2){left:16%}.dH i:nth-of-type(3){left:94%}.dH i:nth-of-type(4){left:104%}
.dH::before{content:"";position:absolute;width:70%;height:90%;right:10%;top:5%;border-radius:50%;background:radial-gradient(closest-side,rgba(0,220,251,.22),transparent)}
.dK > span:nth-child(2){background:linear-gradient(150deg,#00dcfb,#2a8fb6)!important;border-color:transparent!important;box-shadow:0 30px 60px -25px rgba(0,220,251,.45)}
.dK > span:nth-child(1){z-index:1;background:linear-gradient(150deg,rgba(28,48,58,.7),rgba(12,16,18,.4))!important}
/* v80 map split + faq help */
.mapsplit .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.45fr);column-gap:56px;align-items:center}
.mapsplit .sec-head{grid-column:1;grid-row:1;margin-bottom:20px}
.mapsplit .trades{grid-column:1;grid-row:2;align-self:start}
.mapsplit .mapwrap{grid-column:2;grid-row:1/3;margin:0}
@media (max-width:860px){.mapsplit .wrap{display:block}.mapsplit .mapwrap{margin:8px 0 20px}}
.faqhelp{margin-top:26px;padding:22px;border-radius:20px;border:1px solid rgba(0,220,251,.22);background:linear-gradient(160deg,#1c2a31,#141c21)}
.faqhelp p{color:#c9d6dc;margin:0 0 14px}
.faqhelp .paths{margin:0;display:flex;flex-wrap:wrap;gap:10px}
.faqhelp .btn.ghost{color:#f2f6f8}
.softlt .faqhelp{background:#ffffff;border-color:rgba(12,16,18,.08);box-shadow:0 14px 30px -22px rgba(12,40,52,.45)}
.softlt .faqhelp p{color:#3f525c}
.softlt .faqhelp .btn.ghost{color:#121212;border-color:#121212}
/* v81 */
.usmap a.st.on.hl path{fill:#ffffff;filter:drop-shadow(0 0 10px rgba(0,220,251,.9))}
.usmap a.st.on path{transition:fill .2s ease,filter .2s ease}
.swipedots{display:none}
@media (max-width:600px){
 .fx .gapband .cards,.fx .swiperow .cards,.fx .swiperow ol.steps{display:grid;grid-auto-flow:column;grid-auto-columns:84%;grid-template-columns:none;overflow-x:auto;scroll-snap-type:x mandatory;gap:12px;padding-bottom:6px;margin-right:-16px;padding-right:16px;scrollbar-width:none}
 .fx .swiperow .cards::-webkit-scrollbar,.fx .gapband .cards::-webkit-scrollbar{display:none}
 .fx .gapband .cards .card,.fx .swiperow .cards .card,.fx .swiperow ol.steps li{scroll-snap-align:start}
 .fx .swiperow ol.steps::-webkit-scrollbar{display:none}
 .fx .bluebd.swiperow ol.steps{margin-right:0;padding-right:0;align-items:start}
 .fx .swiperow .reveal{opacity:1;transform:none}
 .fx .swiperow .cards{padding-top:4px;padding-bottom:30px;margin-bottom:-16px}
 .swipedots{display:flex;justify-content:center;gap:8px;margin-top:14px}
 .swipedots button{width:8px;height:8px;padding:0;border:0;border-radius:999px;background:rgba(0,220,251,.3);transition:width .2s ease,background .2s ease}
 .swipedots button.on{width:22px;background:#00dcfb}
}
.cards.six .brief{display:none}
@media (max-width:600px){
 .fx .cards.six{grid-template-columns:1fr 1fr;gap:10px}
 .fx .cards.six .card{padding:16px 14px;gap:6px}
 .fx .cards.six .card p.full{display:none}
 .fx .cards.six .card p.brief{display:block;font-size:.88rem;line-height:1.45}
 .fx .gapband .reveal{opacity:1;transform:none}
 .fx .cards.six .card h3{font-size:1.02rem}
 .fx .cards.six .cico{margin-bottom:6px;width:36px;height:36px}
 .fx .cards.six .cardacts{flex-direction:column;align-items:flex-start;gap:10px}
}
/* v84 */
.proof .nw{white-space:nowrap}
@media (max-width:600px){.fx .hero{padding-bottom:20px}.fx .hero + section{padding-top:20px}}
.fx .checklist li::before{content:"";width:20px;height:20px;border:0;border-radius:50%;margin-top:3px;background:#00dcfb url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230c1012' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center/14px no-repeat}
/* v86 how it works */
.fx section.band.bluebd{background:transparent;color:inherit;margin:0;border-radius:0;--ink:#f2f6f8}
.fx .bluebd .eyebrow{color:#00dcfb}
.fx .bluebd h3{color:#f2f6f8}
.fx .bluebd ol.steps p{color:#a9b8c0}
.fx .bluebd .sec-head h2{background:linear-gradient(90deg,#f2f6f8 0%,#c9f1ff 55%,#00dcfb 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.fx .bluebd .wrap{border:1px solid rgba(0,220,251,.22);border-radius:28px;padding:clamp(24px,4vw,44px);background:linear-gradient(160deg,rgba(28,48,58,.6),rgba(14,22,27,.4))}
.fx .bluebd ol.steps li{border-top:1px solid rgba(0,220,251,.25);padding-top:18px}
.fx .bluebd ol.steps li::before{color:#00dcfb}
.fx .bluebd ol.steps{position:relative}
.fx .bluebd ol.steps li{border-top:0;padding-top:0;position:relative}
.fx .bluebd ol.steps li::before{content:"0" counter(s);display:inline-grid;place-items:center;width:max-content;padding:6px 16px;border-radius:999px;background:rgba(0,220,251,.14);border:1px solid rgba(0,220,251,.5);color:#cfefff;font-size:1rem;letter-spacing:.06em;position:relative;z-index:1}
.fx .bluebd ol.steps li::after{content:"";position:absolute;top:17px;left:70px;right:-8px;height:2px;background:linear-gradient(90deg,rgba(0,220,251,.7),rgba(0,220,251,.1))}
.fx .bluebd ol.steps li:last-child::after{display:none}
@media (max-width:760px){.fx .bluebd ol.steps li::after{display:none}}
.fx .bluebd ol.steps li{display:grid;grid-template-columns:auto auto 1fr;column-gap:10px;row-gap:10px;align-items:center}
.fx .bluebd ol.steps li::before{grid-column:1;grid-row:1}
.fx .bluebd ol.steps li h3{grid-column:2;grid-row:1;white-space:nowrap}
.fx .bluebd ol.steps li::after{position:static;grid-column:3;grid-row:1;height:2px;min-width:16px;margin-right:-8px}
.fx .bluebd ol.steps li:last-child::after{display:block;opacity:0}
.fx .bluebd ol.steps li p{grid-column:1/4}
.fx section.band.bluebd{position:relative}
.fx section.band.bluebd::before{content:"";position:absolute;top:28px;left:max(16px,calc((100% - 1180px)/2));right:max(16px,calc((100% - 1180px)/2));height:1px;background:linear-gradient(90deg,transparent,rgba(255,255,255,.75) 25%,rgba(255,255,255,.75) 75%,transparent)}
/* v88 roll-out of home/personal look */
.fx:not([data-page=home]):not([data-page=home-personal]) section:not(.softlt) .card:not(.cc-tile){background:linear-gradient(160deg,#1c2a31,#141c21);border-color:rgba(0,220,251,.18);box-shadow:inset 0 1px 0 rgba(0,220,251,.22),0 18px 36px -24px rgba(0,0,0,.8)}
.fx:not([data-page=home]):not([data-page=home-personal]) section:not(.softlt) .card .go{color:#ffffff}
.fx:not([data-page=home]):not([data-page=home-personal]) section:not(.softlt) .card .btn.vis{background:transparent;color:#ffffff;border-color:rgba(0,220,251,.7);box-shadow:none}
.fx:not([data-page=home]):not([data-page=home-personal]) section:not(.softlt) .card .btn.vis:hover{background:rgba(0,220,251,.1);filter:none}
.fx:not([data-page=home-personal]) .herodeco{height:calc(100% - 48px);max-height:420px}
/* v89 mobile: hero stacks on phones */
@media (max-width:860px){.hero-grid{grid-template-columns:1fr;gap:32px}}
.trust li{align-content:start}
@media (max-width:1180px){.fx .bluebd .wrap{margin-inline:16px}}
@media (max-width:600px){.fx .bluebd .wrap{padding:28px 20px}.lifeband .btn + .btn{margin:12px 0 0 0!important}}
@media (max-width:1180px){.fx .startonce .wrap{margin-inline:16px}}
@media (max-width:600px){.fx .startonce .wrap{padding:28px 20px}.proof .sep{display:none}.proof{flex-direction:column;align-items:flex-start;gap:4px}}
/* v92 phone map: lighter unlicensed states */
@media (max-width:600px){.usmap .st{fill:#2b3b43;stroke:rgba(0,220,251,.28)}}
/* v94 phone spacing on all pages except home */
@media (max-width:600px){.fx:not([data-page="home"]) section.band{padding-block:40px}.fx:not([data-page="home"]) .hero + section{padding-top:20px}.fx:not([data-page="home"]) .cta-band{padding:28px 24px}.fx:not([data-page="home"]) .cta-band p{margin-top:10px}}
.formgrid .xsell{margin:4px 0 0}
/* v97 phone menu scrolls */
@media (max-width:900px){nav.main{flex-wrap:nowrap;max-height:calc(100dvh - 160px);overflow-y:auto;overscroll-behavior:contain;-webkit-overflow-scrolling:touch}nav.main > *{flex-shrink:0}}
/* v98 Tell Us button option A */
.fx .trades a.other{background:#00dcfb;color:#121212;border:1px solid #00dcfb;border-style:solid;box-shadow:0 8px 22px -10px rgba(0,220,251,.8)}.fx .trades a.other::after{content:" \2192"}.fx .trades a.other:hover{filter:brightness(1.07)}
@media (min-width:1000px){.fx[data-page="business"] .cards.six{grid-template-columns:repeat(4,1fr)}}
/* v103 swipe dots: white on dark, black on light panels */
.swipedots button{background:rgba(255,255,255,.35)}.swipedots button.on{background:#ffffff}.softlt .swipedots button,.whitecards .swipedots button{background:rgba(12,16,18,.22)}.softlt .swipedots button.on,.whitecards .swipedots button.on{background:#121212}
/* v104 light panel headings option D: black label, sky blue line under heading, black card lines */
html body .fx .softlt h2{color:#121212}html body .fx .softlt .eyebrow{color:#121212}html body .fx .softlt .sec-head h2::after{content:"";display:block;width:56px;height:4px;border-radius:4px;background:#00dcfb;margin-top:14px}html body .softlt .lt-cards .card{border-top-color:#121212}
/* v107 How It Works step titles wrap inside their card on phones */ @media (max-width:760px){html body .fx .bluebd ol.steps li{min-width:0}html body .fx .bluebd ol.steps li h3{white-space:normal;min-width:0}}
/* v110 Business hero heading clears the art; coverage cards on a light panel */ @media (min-width:901px){html body .fx[data-page="business"] .hero h1{max-width:720px}}html body .fx .whitecards .cards.six .card .go{color:#121212}html body .fx .whitecards .cards.six a.card:hover{transform:translateY(-4px);border-color:#00dcfb;box-shadow:0 0 0 1px #00dcfb,0 0 26px rgba(0,220,251,.45),0 22px 40px -18px rgba(12,16,18,.5)}html body .fx .whitecards .cards.six a.card:hover .go{color:#121212}
/* v111 Business industry pills stand out */ html body .fx[data-page="business"] section:not(.softlt) .trades a:not(.other){background:rgba(255,255,255,.07);border:1px solid rgba(0,220,251,.38);color:#ffffff;box-shadow:none}html body .fx[data-page="business"] section:not(.softlt) .trades a:not(.other):hover{border-color:#00dcfb;background:rgba(0,220,251,.12)}
/* v112 GL hero heading clears the art */ html body .fx .softlt .sec-head .paths .btn.ghost{color:#121212;border-color:#121212}html body .fx .softlt .checklist li b{color:#121212} @media (min-width:901px){html body .fx .hero.hasdeco h1{max-width:660px}}@media (min-width:901px) and (max-width:1100px){html body .fx .hero.hasdeco h1{max-width:540px}}
/* v112 Before You Buy swipes sideways on phones */ @media (max-width:760px){html body .fx .swiperow ul.checklist{display:grid;grid-auto-flow:column;grid-auto-columns:84%;grid-template-columns:none;overflow-x:auto;scroll-snap-type:x mandatory;gap:12px;padding:4px 16px 8px 0;margin-right:-16px;scrollbar-width:none}html body .fx .swiperow ul.checklist::-webkit-scrollbar{display:none}html body .fx .swiperow ul.checklist li{scroll-snap-align:start;background:#ffffff;border-radius:16px;padding:18px 16px;box-shadow:0 12px 26px -18px rgba(12,40,52,.45);align-content:start;opacity:1;transform:none}}
/* v113 Personal tiles match Business white cards */ html body .fx[data-page="home-personal"] .whitecards .cards.six a.stretch{color:#121212}html body .fx[data-page="home-personal"] .whitecards .cards.six .linkcard:hover{transform:translateY(-4px);border-color:#00dcfb;box-shadow:0 0 0 1px #00dcfb,0 0 26px rgba(0,220,251,.45),0 22px 40px -18px rgba(12,16,18,.5)}html body .fx[data-page="home-personal"] .whitecards .cards.six .linkcard:hover .go{color:#121212}
/* v114 audit fixes */ html body .fx .hero h1,html body .fx section:not(.softlt):not(.bluebd) .sec-head h2{background:none;color:#f2f6f8}html body .fx .hero h1 .gt,html body .fx section:not(.softlt):not(.bluebd) .sec-head h2 .gt{background:linear-gradient(90deg,#f2f6f8 0%,#c9f1ff 55%,#00dcfb 100%);-webkit-background-clip:text;background-clip:text;color:transparent;-webkit-box-decoration-break:clone;box-decoration-break:clone}html body .fx .softlt .sec-head h2 .gt{background:none;color:inherit}
html body .fx .whitecards a.card:hover,html body .fx .whitecards .card.linkcard:hover{transform:translateY(-4px);border-color:#00dcfb;box-shadow:0 0 0 1px #00dcfb,0 0 26px rgba(0,220,251,.45),0 22px 40px -18px rgba(12,16,18,.5)}
html body .fx .whitecards .card .go{color:#121212}html body .fx .whitecards a.card:hover .go,html body .fx .whitecards .card.linkcard:hover .go{color:#121212}
@media (max-width:600px){html body .fx .cards.hubgrid{grid-template-columns:1fr 1fr;gap:10px}html body .fx .cards.hubgrid .card{padding:16px 14px;gap:6px}html body .fx .cards.hubgrid .card h3{font-size:1.02rem}html body .fx .cards.hubgrid .card p{font-size:.88rem;line-height:1.45}html body .fx .cards.hubgrid .cico{margin-bottom:6px;width:36px;height:36px}html body .fx .cards.hubgrid .card:last-child:nth-child(odd){grid-column:1/-1}}
/* v117 home intro (approved) */ @keyframes jdUp{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}@keyframes jdIn{from{opacity:0}to{opacity:1}}@keyframes jdLine{from{transform:scaleX(0)}to{transform:scaleX(1)}}html.intro [data-page=home] .hero .eyebrow{animation:jdUp 1s .25s cubic-bezier(.2,.7,.2,1) both}html.intro [data-page=home] .hero h1{animation:jdUp 1.1s .45s cubic-bezier(.2,.7,.2,1) both}html.intro [data-page=home] .hero .lede{animation:jdUp 1.1s .7s cubic-bezier(.2,.7,.2,1) both}html.intro [data-page=home] .hero .paths{animation:jdUp 1.1s .95s cubic-bezier(.2,.7,.2,1) both}html.intro [data-page=home] .hero .proof,html.intro [data-page=home] .hero .small{animation:jdIn 1s 1.2s ease both}html.intro [data-page=home] .hero .startbox{animation:jdUp 1.2s .6s cubic-bezier(.2,.7,.2,1) both}@media (prefers-reduced-motion:reduce){html.intro *{animation:none!important}}
/* v118 page entrance */ html.pgin .page:not([hidden]) .hero .crumbs,html.pgin .page:not([hidden]) .hero .eyebrow{animation:jdIn .6s 0s ease both}
html.pgin .page:not([hidden]) .hero h1{animation:jdUp .75s .08s cubic-bezier(.2,.7,.2,1) both}
html.pgin .page:not([hidden]) .hero .lede{animation:jdUp .75s .2s cubic-bezier(.2,.7,.2,1) both}
html.pgin .page:not([hidden]) .hero .paths{animation:jdUp .75s .32s cubic-bezier(.2,.7,.2,1) both}
html.pgin .page:not([hidden]) .hero .proof,html.pgin .page:not([hidden]) .hero .small{animation:jdIn .6s .45s ease both}
html.pgin .page:not([hidden]) .hero .herodeco,html.pgin .page:not([hidden]) .hero .startbox,html.pgin .page:not([hidden]) .hero svg.stateshape{animation:jdIn .9s .15s ease both}
@media (prefers-reduced-motion:reduce){html.pgin *{animation:none!important}}
/* v63 flow: one continuous backdrop, sections transparent, no hard color switches */
.fx{background:linear-gradient(180deg,#121212 0%,#0e171b 14%,#11232a 34%,#122a33 50%,#10222a 68%,#0e171b 86%,#121212 100%)}
.fx section.band:not(.softlt):not(.bluebd),.fx section.band.alt:not(.light),.fx .glowband{background:transparent;border-block:0}
.fx .hero{background:radial-gradient(1100px 520px at 85% 10%,rgba(0,220,251,.14),transparent 60%),transparent;clip-path:none;padding-bottom:64px}
.fx .glowband{background:radial-gradient(60% 55% at 85% 45%,rgba(0,220,251,.045),transparent 70%),radial-gradient(55% 50% at 10% 60%,rgba(55,120,142,.10),transparent 70%)}
.fx .startonce{clip-path:none;padding-block:96px;background:radial-gradient(55% 48% at 82% 45%,rgba(0,220,251,.08),transparent 72%),radial-gradient(50% 50% at 12% 60%,rgba(55,120,142,.16),transparent 72%)}
.fx .startonce .wrap{position:relative;padding:clamp(24px,4vw,48px);border-radius:32px 32px 32px 8px;border:1px solid rgba(0,220,251,.14);background:linear-gradient(160deg,rgba(18,42,51,.55),rgba(12,18,22,.35));box-shadow:0 30px 70px -40px rgba(0,0,0,.7)}
.fx .startonce.sheen::before{inset:96px max(16px,calc((100% - 1180px)/2));border-radius:32px 32px 32px 8px}
.fx .panel{margin:24px max(16px,calc((100% - 1180px)/2)) 40px}


.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}
@media (max-width:900px){nav.main.open{overflow-y:auto;overscroll-behavior:contain}}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}